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Klingelbour is a former fortified farmhouse in Kopstal, a small Luxembourgish village in the district of Luxembourg. Built in the 16th century, it is considered one of the country's most precious historical treasures.

The history of Klingelbour dates back to the Middle Ages, when fortifications were common to protect villages and their inhabitants. The owners of the farm built a thick wall with watchtowers to protect themselves from enemy attacks.

Over the centuries, Klingelbour has had many owners. During the Second World War it was occupied by German troops and used as a command post. After the war, the farm was restored and turned into a museum to preserve its history and architecture.

Today Klingelbour is open to the public and offers guided tours for visitors. The guides tell the fascinating story of the fortified farmhouse and explain how it was built and used over the centuries. Visitors can also explore the farm's rooms, watchtowers and the beautiful gardens that surround it.

In addition to its historical value, Klingelbour is also a symbol of Luxembourgish pride and attachment to tradition. The farm is used for local cultural events and festivals, such as traditional music concerts and craft markets.

Klingelbour is an outstanding example of Luxembourg's rich and varied history. As a historical treasure, it deserves to be visited and preserved for future generations. When you visit Luxembourg, don't miss the opportunity to discover this unique and fascinating fortified farm.

Klingelbour in Kopstal: a historical treasure of Luxembourg

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Just a few kilometers from the city of Luxembourg, the small village of Kopstal is home to one of the region's most precious natural treasures: The Kahlscheuer. This exceptional natural site offers visitors a peaceful and green environment, ideal for relaxing and rejuvenating in the middle of nature.

Kahlscheuer is a small stream that winds through a picturesque valley, offering spectacular views of the surrounding hills and dense forest. Visitors can explore the valley, which is full of local flora and fauna, via walking trails.

In summer, Kahlscheuer is a popular spot for picnicking, swimming and hiking. The many walks offer a variety of scenery and levels of difficulty for walkers of all abilities. Mountain bikers can also enjoy the mountain bike trails, which offer an exciting riding experience in unspoilt nature.

In winter, Kahlscheuer becomes a paradise for winter sports enthusiasts. The gentle slopes around the stream are perfect for tobogganing and cross-country skiing, while the steeper slopes offer downhill runs for more experienced skiers.

There are also several children's playgrounds and picnic areas with barbecues for families who want to spend the day outdoors.

As well as its natural beauty, Kahlscheuer has a rich and interesting history. The name "Kahlscheuer" means "horse slaughterhouse" in Luxembourgish, and it is said that the place was once used for slaughtering horses. Today, however, it is better known for its natural beauty and tranquillity.

In conclusion, Kahlscheuer in Kopstal is an exceptional place for those who want to relax and rejuvenate in the middle of nature. With hiking trails, mountain bike and ski trails, children's playgrounds and picnic areas, this little corner of Luxembourg has something to offer all visitors, whatever the season.

Kahlscheuer in Kopstal: Natural beauty in a small corner of Luxembourg

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Located in the south-west of Luxembourg, the village of Bridel in Kopstal is a real hidden gem. With a population of around 2,000, this small community is a haven from the hustle and bustle of the city.

One of the highlights of Bridel in Kopstal is its unspoilt nature. The surrounding hills are ideal for hiking and cycling. The nearby Bridel forest is the ideal place to relax and recharge your batteries. The well-marked trails are suitable for both beginners and experienced hikers.

In addition to nature, Bridel in Kopstal is also rich in culture. The charming 18th century St Peter's Church is a historic place of worship well worth a visit. Music lovers will be pleased to know that there is a music school in the village offering singing, guitar, piano and more.

In addition to its natural and cultural attractions, Bridel in Kopstal also offers many recreational activities for all ages. The local sports center has football, tennis, basketball and volleyball courts, as well as an outdoor fitness course. Children can have fun in the playground, while adults can relax in the sports centre's café.

Bridel in Kopstal is also an excellent base for exploring the rest of Luxembourg. The city of Luxembourg, with its historic centre listed as a UNESCO World Heritage Site, is only 15 minutes away by car. The famous Moselle vineyards, about 30 minutes away by car, are an ideal destination for wine lovers.

In conclusion, Bridel in Kopstal is a must-visit destination for those who wish to rejuvenate in the midst of nature while having access to a wealth of cultural and recreational activities. This small community is a real little piece of paradise in Luxembourg.

Bridel in Kopstal: a little piece of paradise in Luxembourg

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Located in the heart of Luxembourg, Windhof-Koerich is a small picturesque village that attracts more and more visitors every year. With a population of around 1,500, the village is renowned for its natural beauty and rich cultural heritage.

The village of Windhof-Koerich is surrounded by beautiful natural scenery, green hills, golden wheat fields and vast, lush forests. Nature lovers will be delighted to discover the many hiking and mountain biking trails that criss-cross the area.

One of the most popular attractions in Windhof-Koerich is Koerich Castle, an impressive medieval fortress that dominates the village. Built in the 12th century, the castle is now largely in ruins, but it is still possible to visit the ramparts and towers, which offer breathtaking views over the surrounding valley.

The village is also famous for its Saint-Martin church, a 14th-century Gothic church with incredibly well-preserved medieval frescoes. Visitors can also admire the Chapel of Our Lady, a small Romanesque chapel built in the 11th century.

Windhof-Koerich is a meeting place for lovers of art and culture. The village is home to the EME Foundation, a non-profit organization that promotes contemporary art by organizing exhibitions by local and international artists. Visitors can also visit the art gallery of Koerich Castle, which exhibits works by Luxembourgish and international artists.

Finally, Windhof-Koerich is an ideal place for gourmets. The village is home to several restaurants serving traditional Luxembourgish cuisine as well as international dishes. Visitors can also taste the local wines in the village's wine cellars.

In conclusion, Windhof-Koerich is a charming village with a lot to offer visitors. With its natural beauty, rich cultural heritage and delicious local cuisine, it is the perfect place for a relaxing and cultural holiday in the heart of Luxembourg.

Discover Windhof-Koerich, the charming village in the heart of Luxembourg

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Located in the municipality of Koerich in Luxembourg, Windhof-Goeblange is a charming little rural village that offers a peaceful and picturesque atmosphere. Nestled in the green hills of the Alzette Valley, Windhof-Goeblange is an ideal destination for those who wish to escape the hustle and bustle of the city and reconnect with nature.

The village is known for its remarkable architectural heritage, in particular the 18th century church of Saint-Pierre. This baroque church is a real gem with its carved altar and beautiful murals. Visitors can also admire the village's many traditional stone and wooden houses, which add to the village's picturesque charm.

Windhof-Goeblange is also an ideal place for hikers and outdoor enthusiasts, with many hiking and mountain biking trails nearby. The surrounding hills offer spectacular views of the valley and surrounding mountains, with breathtaking scenery all year round.

The village is also close to the city of Luxembourg with its many cultural and historical attractions, as well as many lively shops, restaurants and bars. Visitors can easily explore Luxembourg City while enjoying the quiet and peaceful atmosphere of Windhof-Goeblange.

In short, Windhof-Goeblange in Koerich, Luxembourg is a prime destination for those wishing to experience the rural charm of Luxembourg. With its remarkable architectural heritage, picturesque walks and peaceful atmosphere, Windhof-Goeblange offers an unforgettable experience for visitors of all ages.

Discover the rural charm of Windhof-Goeblange in Koerich, Luxembourg

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When an individual decides to pledge his or her home as collateral, he or she is allowing the bank to sell the property if he or she defaults on repaying the loan. Of course, this procedure is strictly regulated by Luxembourg law. So even if you choose this option for your loan, your house remains your property. The bank has no right, for example, to enter it without your permission, to choose who lives there or to collect rent.

So what does a guarantee mean for your home? What are the bank's rights in this scenario and yours? Don't hesitate to consult a property expert to get clear and appropriate answers to all these questions.

## In what situations can you use your home as collateral?

Generally speaking, you put your house up as a guarantee when you buy a property and borrow money from the bank. This guarantee allows the bank to repossess the property if the borrower fails to make the monthly payments on time.

There are other circumstances in which a house can be used as collateral: some people choose this option when starting a business, as part of their professional development or to pay off a debt.

Of course, using your home as collateral does not necessarily guarantee the bank's approval. In any case, with or without a guarantee, the bank will examine your financial situation before deciding whether or not to support you in your property project. Among the various criteria taken into account are the amount of your monthly income and your personal, family and professional situation.

The guarantee can be given by a member of your family or on a property other than your house: you can, for example, put up a building plot or even a piece of farmland as a guarantee.

## The main consequences of a mortgage

In some countries, such as the United States, the bank can repossess the property in the event of a problem. In Luxembourg and most European countries, the guarantee does not authorize the bank to take possession of your main or secondary residence, even if the monthly payments are not made.

If you fail to repay your loan in accordance with the original terms, the bank will generally first try to find an amicable solution. If no agreement can be reached, the bank may call in a bailiff to collect the outstanding amount. If a house guarantee has been given and the previous steps have not been successful, the notary may have to organize a public sale.

## Some tips for obtaining a mortgage

Of course, the guarantee can make it easier to get the loan you need to complete your property purchase. But first, it's best to work out how much you can afford to repay each month and how much you can borrow in total.

In general, buyers are advised to get their finances in order before applying for a bank loan, with or without security. To demonstrate the strength of your case, avoid being overdrawn for months before applying. If you have outstanding consumer credit, try to pay it off as much as possible to reduce your monthly outgoings.

Do not hesitate to make several applications to different institutions to find the best deal for you. The help of a bank credit broker can be crucial at this stage: he or she will help you to compile a file, negotiate with the banks and determine whether or not it is necessary to put up the house as collateral. 

Pledging your home as collateral: what are the implications and risks?

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The "big departure" phenomenon is gaining momentum in the Luxembourg property market. More and more residents of the Grand Duchy are attracted by the opportunities offered by buying property in border areas. In this article, we explore the reasons behind this trend and the advantages these regions offer to investors and individuals.

## Rising property prices in Luxembourg
One of the main reasons for the attractiveness of the border regions is the steady rise in property prices in Luxembourg. Faced with this increase, residents are looking for more affordable alternatives for investment or housing. Often cheaper than properties located directly in the Grand Duchy, the border areas have become a preferred option for those seeking better value for money.

## Geographical proximity and ease of access
Luxembourg is a small country surrounded by Belgium, France and Germany. The border areas are therefore easily accessible for Luxembourg residents. In addition, the quality of the transport infrastructure, such as motorways and rail networks, makes it easy to travel between these areas and Luxembourg on a daily basis. As a result, employees can continue to pursue their professional activities in the Grand Duchy while benefiting from a more affordable cost of living.

## Tax and social benefits
Investing in property in a border area can also offer tax advantages for Luxembourg residents. For example, cross-border commuters can benefit from special tax agreements between Luxembourg and neighboring countries. In addition, the social security and healthcare systems of neighboring countries are often accessible to Luxembourg residents, thus offering additional social benefits.

## A dynamic and diverse property market
The Border Region offers a diverse and dynamic property market with properties of different sizes, types and price ranges. Whether you are looking to buy a first home or invest in a rental property, there are many options to meet the expectations and needs of every buyer.

## A preserved quality of life
Living in a border region allows you to enjoy a high quality of life. These regions often offer a peaceful and pleasant living environment, with easy access to nature and numerous leisure activities. In addition, services and shops are generally well developed, making everyday life convenient and comfortable.

In search of investment opportunities and a better quality of life, Luxembourgers are increasingly attracted to border properties. Rising property prices in Luxembourg, geographical proximity, tax and social benefits, a dynamic and diversified property market and a high quality of life are all factors that explain this trend. The border regions therefore represent an interesting alternative for those who wish to invest or live close to the Grand Duchy without sacrificing comfort or budget.

## The challenges
Although the border regions offer many advantages, it is important to consider some of the challenges that residents may face. One of the main problems is understanding and adapting to the different laws and regulations of the neighboring countries. It is therefore essential to be informed and prepared before embarking on a cross-border property investment.

## The importance of professional advice
In order to successfully invest in property in a border region, it is advisable to seek the services of property professionals with expertise in the regions concerned. These professionals will be able to assist you at all stages of your project, from finding the ideal property to completing the purchase. They can also help you understand the specific tax and regulatory requirements of each country and advise you on the best investment strategies.

## Future prospects
The phenomenon of the "great departure" towards the border areas should continue in the years to come. Indeed, Luxembourg continues to attract many foreign workers and investors, putting pressure on the local real estate market and reinforcing the interest in the border regions. In addition, policies for regional planning and the development of transport infrastructures should encourage the growth of these areas and reinforce their attractiveness.

In conclusion, real estate in border areas represents an interesting opportunity for Luxembourgers looking to diversify their investments or to find more affordable housing. The advantages offered by these regions, both in terms of cost of living and quality of life, are becoming increasingly popular. However, it is essential to be well informed and to surround yourself with competent professionals in order to make the most of these opportunities and meet the challenges inherent in this type of investment.

Real estate in border areas is increasingly attractive to Luxembourgers

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Hello property enthusiasts and welcome to our blog! Today we are going to talk about the ephemeral nature of loyalty in real estate and why we, as agents, must be prepared to become treasure hunters, always on the lookout for new business opportunities. 

## 1. The competitive property market:

The property market is very competitive and buyers and sellers are spoilt for choice when it comes to choosing an agent. It is like a huge buffet where everyone is looking for the best for their needs! 

## 2. Economic interests:

Clients and business partners have their own economic interests at heart. If they feel they can get a better deal from another agency or agent, they may change their loyalty.

## 3. Changing needs:

Clients at different stages of life or in different circumstances have different needs and priorities. An agent who has served a client well in the past may not be the best choice for future business if the client's needs change.

## 4. One-off property transactions:

Property transactions tend to be major one-off events in people's lives and it is not uncommon for clients to deal with an agent only once. Therefore, the opportunity to build a long-term relationship is often limited.

## 5. Personal relationships:

Clients may choose an agent for personal reasons. They may choose to work with someone who is a family member or friend, or they may change their loyalty for other personal reasons.

## 6. Key ingredients for success in property:

To be successful in the property industry, agents need to focus on:
- Exceptional customer service
- Expertise
- Integrity

Remember that property transactions are often big, one-off events in people's lives. It's like finding a golden goose that only lays one golden egg! 

So, colleagues, stay optimistic, keep looking for new opportunities and remember that loyalty is a rare treasure, but with hard work, dedication and an adventurous spirit, we are up to the challenge! 

What about you, dear readers, are you also property treasure hunters? Share your experiences and thoughts in the comments! 

#realestatemarket #honesty #success #realestateagent

Why loyalty in real estate is a rare treasure to find?

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Being an estate agent attracts many young professionals because it offers many advantages over a monotonous office job. As an estate agent, you can dream of high incomes, exciting properties and interesting meetings. It is also a stepping stone to meeting successful investors or members of high society. The flexibility, enjoyment and earning potential make this a particularly attractive career. 

Here are some of the reasons why you should consider a career as an estate agent:

## Flexible hours and personalized workload
As an estate agent, you can be very flexible with your working hours. Although the profession can be time-consuming and stressful, you have the opportunity to organize your working hours around your own needs. For example, you can start work at 10 or 11 a.m., take a long lunch break to go to the gym, or organize your work around childcare.
The amount of work you do as an agent is also up to you. The more you work (especially in the beginning), the more you can earn. As you gain experience, your workload tends to decrease while your income increases.

## Freedom to organize your work and choose your clients
As an estate agent, you have the freedom to choose who you work for and how you organize your business. You can specialize in certain types of property or sales activities (e.g. commercial, residential, luxury, residential, logistics, office, rental, purchase). You can also adapt and develop your working style, which may evolve over the years.
You also have the ability to turn down clients you do not want to work with. With experience, you can become more selective in your choice of clients.

## Attractive income and investment opportunities
Because you work with high sales values and assets, you can earn a high income as an estate agent. The aim is to build a network that brings you consistent work. If you are successful, the money will flow.
As an agent, you also have the opportunity to become an investor. In the course of your business, you are likely to acquire personal property and develop a sense of property goodwill.

## Easy access and no start-up capital required
Access to the real estate agent profession is easy: all you need is a business licence and a licence to work as a real estate agent in accordance with Article 34c. No start-up capital is required to become an estate agent. Many new entrants work in another profession on the side to ensure that they do not run out of money. It is recommended that you take this approach as it may take some time to build up a steady income as an estate agent. Make sure you have sufficient funds to support yourself.

## Future requirements and legislation
Lawmakers are considering introducing a fitness test for estate agents. Many industry experts believe this is not a bad idea, as such a test should not be too difficult to pass. We will keep you informed as more information becomes available.

## The bottom line
A career as an estate agent offers many advantages, such as flexible working hours, individual workload, freedom to organize work and choose clients, attractive income and investment opportunities. Getting started is easy and requires no start-up capital. If you are interested in a career in property, you should consider these aspects when making your decision.

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