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The real estate industry is constantly evolving, and [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) are at the forefront of this transformation. These two major players in the real estate market have recently joined forces to offer buyers a unique and diversified experience. Thanks to their successful collaboration, [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) place great emphasis on 3D visits and quality listings, while fraternally sharing their properties. This innovative approach offers buyers a wide choice of properties, enhancing their real estate buying experience.

## 3D Tours: A new way to discover real estate

In today's digital world, property visualization is essential for buyers. 3D visits have become an increasingly popular tool, offering buyers the opportunity to discover a property without physically visiting it. [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) understand the importance of this technology and have invested in cutting-edge solutions to offer quality 3D visits.

Thanks to the collaboration between the two agencies, buyers have access to a wide range of 3D visits, enabling them to explore every nook and cranny of a property. Whether it's a spacious house, a modern apartment or commercial premises, buyers can now get a clear idea of the property they're interested in even before they physically visit it. This approach reduces unnecessary travel and allows buyers to concentrate on the property that best suits their needs.

## Quality listings: the importance of complete and accurate information

When it comes to making a real estate purchase decision, information is essential. [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) pay particular attention to the quality of their ads, providing complete and accurate details about each property. By working closely together, the two agencies ensure that all relevant information, such as surface area, number of bedrooms, amenities, special features and high-quality photos, is included in the listings.

This approach guarantees buyers total transparency and helps them make informed decisions. By sharing properties fraternally, [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) also broaden the range of properties available, giving buyers a wider choice. Whether it's a first purchase, an investment property or a dream home, buyers can be sure of finding a quality listing that matches their specific criteria.

## More choice for buyers: A beneficial collaboration

The collaboration between [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) offers a significant advantage to buyers by giving them greater access to a wide range of properties.

Thanks to the fraternal sharing of properties, buyers now have more choice and can explore different options according to their preferences and budget.
This collaborative approach also strengthens trust between the two agencies and fosters healthy competition, encouraging [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) to consistently offer superior services. Buyers benefit from this healthy competition in terms of rates, services and customer satisfaction.

The collaboration between [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) marks a significant step forward in the real estate industry with its focus on 3D visits and quality listings. Thanks to this alliance, buyers benefit from an enhanced buying experience with a wide choice of properties and accurate information to make informed decisions.

By adapting to new technologies and sharing properties fraternally, [Nextimmo](https://nextimmo.lu/en) and [Iksl.lu](https://iksl.lu/fr/) demonstrate their commitment to their customers and their desire to remain at the forefront of innovation in the real estate sector. This fruitful collaboration is a real win for buyers, who can now explore properties virtually and find the perfect match for their needs and aspirations.

Nextimmo and Iksl.lu: fruitful collaboration for 3D visits and quality ads!

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Once you've carefully assessed the value of your property and carried out all the necessary work to optimize its appeal, you're ready to take the next step: putting it up for sale. However, a crucial question arises: should you navigate these waters alone, or seek the assistance of a real estate agency?

## Selling on your own: an economical but demanding option

If the idea of taking matters into your own hands appeals to you, selling on your own may seem an attractive option. However, there are certain responsibilities involved:
- Creating and publishing an ad on Nextimmo
- Making appointments with potential buyers
- Organizing visits, usually in the evening, at weekends or during lunch breaks
- Handling all administrative procedures, including the collection and supply of documents, and any reminders required
- Drafting and signing a preliminary sales agreement, including all essential clauses to ensure your protection
- Signature of the deed of sale in the presence of the notary.

In short, a solo sale requires a certain investment in terms of time and effort, as well as a good understanding of the real estate sales process. The main advantage is that you receive the full sale price.

## The assistance of a real estate agency: a wise choice

In Luxembourg, it's often advisable to enlist the help of a professional for a number of reasons. A real estate agent:
- Has a thorough knowledge of the local market, and can therefore determine the ideal selling price for each property according to its location and type (apartment, house, etc.).
- Promotes your property, writes eye-catching ads and takes distinctive photos.
- Organize all visits to your property, leaving you to enjoy your free time
- Accompany you right up to the signing of the deed of sale, and protect your interests when signing the preliminary sales agreement. He or she will also collect and forward all the necessary documents for signing at the notary's office.

In Luxembourg, agency fees generally amount to 3% of the sale price of the property. Considering the complexity and potential risks of a property sale, using an agency can be a wise choice.

## Your roadmap:

- Evaluate the time you are willing to devote to the sale of your property, taking into account the creation of an ad, the organization of visits, the selection of potential buyers and the drafting/signing of the compromise.
- If you decide to sell alone: publish an advert on Nextimmo and prepare your documents and your property for viewings.
- If you decide to sell with an agency: compare the estimates of three different agencies and choose the agent you feel is best qualified to sell your property.
Whichever method you choose, remember that preparing your property for sale is an essential factor for success. Home-staging, for example, can be extremely effective in making your property more attractive to potential buyers.

However, remember that, whatever your choice, selling a property is a complex task that requires time, knowledge and specific skills. To save yourself the stress and ensure a smooth transaction, why not consider Nextimmo? Our team of dedicated professionals will take care of everything, from promoting your property to managing viewings, and making sure you get the best possible price for your property.

Ready to sell your property with Nextimmo? Contact us today and let's start writing the next chapter of your real estate journey together. [Click here for more information](https://nextimmo.lu/en/sell).

Selling with or without an estate agency?

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Understanding estate agency fees in Luxembourg: A complete guide for buyers and sellers!

If you're thinking of buying or selling a property in Luxembourg, you may have heard of estate agent fees. These fees may seem a little mysterious, but don't worry, we'll explain everything in this article.

First of all, it's important to know that estate agency fees in Luxembourg are set by law. They are calculated on the basis of the purchase or sale price of the property and take the form of a percentage. Generally, this percentage varies from 3% to 6% of the sale price, but you can sometimes negotiate it with the agency.

Usually the buyer pays this agency fee in Luxembourg. However, if it's written differently in the contract, this can change. Sometimes, if the house is very expensive, the buyer and the seller share these fees.

Agency fees cover several services. Estate agents in Luxembourg help you find properties that meet your requirements, arrange viewings, negotiate the terms of the sale, provide legal advice and take care of the paperwork. Estate agents are there to secure transactions and help you throughout the process.

Some agents may charge extra for certain services. For example, an estimate of the value of the property, additional advertising or professional photographs of the property. It's important to understand which services are included in the agency's fee and which are extra.

Before choosing an agency, it's a good idea to compare the fees charged by different estate agents in Luxembourg. Agency fees can vary depending on the size of the agency, its reputation and the level of service it provides. The experience and skills of estate agents should also be taken into account.

In short, estate agency fees in Luxembourg are calculated as a percentage of the purchase or sale price of the house or apartment. It's important to do your research, compare rates and understand what services are included in these fees. Using an estate agent can make buying or selling a home in Luxembourg easier and provide you with professional assistance throughout the transaction.

If you're looking for a house for sale or rent in Luxembourg, don't hesitate to visit [Nextimmo.lu](https://nextimmo.lu/en).

Understanding estate agency fees in Luxembourg!

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Longer credit terms for accessibility and stability: an attractive proposition for the Luxembourg real estate market. What are the advantages?
 
Luxembourg's real estate market presents affordability challenges for many potential buyers. High house prices can make it difficult to buy a property, especially for modest-income households. One idea proposed to remedy this situation is to introduce longer credit terms, enabling buyers to spread repayment over a longer period. In this article, we will examine the pros and cons of this proposal, assessing whether it could improve the accessibility and stability of the real estate market in Luxembourg.

## The advantages of longer credit periods:
1. Increased accessibility: One of the main advantages of introducing longer credit periods is to improve accessibility for potential buyers. By spreading repayment over a longer period, monthly payments can be reduced, making home loans more affordable for a greater number of households.
2. Reduced financial burden: Buying a property is often one of the biggest investments of a person's life. Longer credit terms reduce the monthly financial burden for borrowers, which can bring greater financial stability and reduce the risk of over-indebtedness.
3. Stimulating the real estate market: By making home loans more accessible, longer credit terms could stimulate demand in the real estate market. This could have a positive impact on housing sales, construction and related sectors, contributing to the country's economic vitality.

## Disadvantages and challenges to consider:

1. Increased overall cost: A longer credit term can result in a higher overall cost for borrowers, as interest accumulates over a longer period. It's important to weigh the savings on monthly payments against the total long-term cost to determine whether this proposition is truly advantageous for borrowers.
2. Increased risk for lenders: Longer credit terms can also increase risk for lenders, as they are exposed to longer periods during which borrowers may face financial difficulties. This can influence lending policies and interest rates offered, which may not be favorable for all buyers.
3. Impact on market fairness: A longer credit term can also have an impact on the fairness of the real estate market. Buyers who opt for longer credit terms may take longer to repay their loans, which can create inequalities between buyers who choose shorter terms.
 
The idea of introducing longer credit terms to improve the accessibility and stability of the Luxembourg real estate market presents both advantages and challenges. It is important to carefully consider the long-term consequences for borrowers, lenders and market equity. A thorough analysis, taking into account the specificities of the Luxembourg real estate market, is required to assess whether this proposal is truly advantageous and feasible. 

What are the benefits of longer credit periods ?

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Should banks manage the valuation of real estate in Luxembourg? A controversial proposal to improve the valuation process!
 
Property valuation is a crucial step in the process of buying and selling real estate. Traditionally, this responsibility has been entrusted to estate agents. However, a proposal is emerging to let banks handle property valuations in Luxembourg. This idea is prompting debate about the advantages and disadvantages of this approach. In this article, we will examine the arguments for and against this proposal, assessing its impact on the valuation process, transparency and confidence in the Luxembourg real estate market.

## The advantages of banks managing real estate valuations :
1. Financial expertise: Banks have in-depth financial expertise, giving them a solid understanding of the mechanisms involved in real estate valuation. Their experience in financial market and risk analysis can contribute to more accurate and objective valuations.
2. Neutrality: Since banks are not directly involved in the real estate transaction, they can offer greater neutrality in the valuation process. This can reinforce buyers' and sellers' confidence in the appraisal result.
3. Access to financial data: Banks have access to a wide range of financial data, including mortgage information, interest rates and market fluctuations. This data can enrich the appraisal process and help determine a property's true value.
4. Credibility: Banks are generally perceived as credible institutions in the financial sector. Their involvement in real estate appraisals can reinforce stakeholder confidence and bring additional legitimacy to the valuation process.

## Disadvantages and challenges to consider:

1. Potential conflict of interest: Banks, due to their role as mortgage lenders, could face conflicts of interest when appraising properties. It is essential to put in place regulatory and transparency measures to guarantee the objectivity of appraisals.
2. Complexity of the process: The management of property appraisals by banks may require the implementation of complex structures and procedures. Close coordination between banks, real estate agencies and regulatory authorities would be necessary to ensure a smooth transition.
3. Impact on estate agents: Entrusting property valuations to banks could affect the role of estate agents, who are currently responsible for this task. This may require a redefinition of the responsibilities and services offered by estate agents.
  
The proposal to entrust property valuations to banks in to banks in Luxembourg. While banks can bring additional financial expertise, neutrality and credibility to the valuation process, challenges such as potential conflicts of interest and the complexity of the transition need to be taken into account. A balanced approach, combining the expertise of banks and the experience of real estate agencies, could be beneficial in improving the transparency, confidence and efficiency of the Luxembourg real estate market.

Should banks manage the valuation of real estate in Luxembourg? 

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As a real estate agent, one of the trickiest situations you can be confronted with is that of mandates with inflated price expectations. Sellers may have an optimistic view of their property's value, which can make it difficult to set a realistic price that reflects the market. In this article, we'll look at the pros and cons of working with such mandates and discuss the different approaches real estate agents can take to manage this complex situation.

## The advantages of mandates with overpriced expectations:
1. Increased profit potential: If you manage to sell the property at the seller's asking price, this can result in a higher commission for you as the real estate agent. In some cases, when the market is booming, it may even be possible to sell the property at an inflated price.
2. Opportunity for negotiation: While higher price expectations can be a challenge, they also offer an opportunity for negotiation. You can work with the seller to gradually adjust the price as offers to purchase are received. This can lead to a compromise acceptable to all parties.
3. Maintaining a relationship of trust with the seller: By accepting a mandate with higher price expectations, you show the seller that you take his wishes seriously and are willing to work together to achieve his goals. This can strengthen the relationship of trust between you and the seller, which can be beneficial in the long term.

## Disadvantages and challenges to consider:
1. Extra time and effort: Working with higher price expectations may require more time and effort to market the property, arrange viewings and negotiate with potential buyers. You may need to provide more market analysis and comparative data to help the seller understand the reality of the market.
2. Risk of extended selling time: When the asking price is much higher than the property's real value, this can lead to an extended selling time. Buyers may be deterred by too high a price and choose to explore other options. This can affect your reputation as a real estate agent and slow down your business activities.
3. Possibility of not closing the sale: In some cases, overpricing expectations can lead to a failed sale. If the seller is unwilling to adjust the price in line with market reactions, the property may remain on the market for an extended period, or not sell at all.

## Approaches to managing mandates with high price expectations:

1. Provide factual data and analysis: As a real estate agent, it's essential to provide the seller with objective market data and analysis. Show them examples of similar properties sold at realistic prices so they can have a more realistic view of their own property's value.
2. Establish open and honest communication: It's important to establish open and honest communication with the seller right from the start. Clearly explain market trends and pricing realities. Encourage the seller to be receptive to comments and feedback from potential buyers.
3. Implement a strategy of gradual price reduction: If the seller is reluctant to set a realistic price from the outset, propose a strategy of gradual price reduction as the property remains on the market. This will maintain the interest of potential buyers and avoid excessively prolonging the sale period.

Working with mandates with inflated price expectations can be a challenge for real estate agents. However, by adopting a strategic approach, providing factual data and establishing open communication with sellers, this situation can be managed effectively. Ultimately, the main objective is to help sellers set a realistic price that maximizes their chances of selling their property within the desired timeframe.

High value mandates: What is your approach as an estate agent?

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The property market is a key sector for the economy of any country. Homeownership is often seen as a major goal for many individuals and families. In France, housing subsidies have played a crucial role in making this dream a reality by facilitating access to affordable credit for households with modest incomes. So it's worth asking whether Luxembourg should follow in its French neighbor's footsteps and introduce similar subsidies. In this article, we'll look at the pros and cons of such a measure and assess whether it represents a genuine opportunity to become a homeowner.

## The advantages of housing subsidies:

1. Increased access to homeownership: Mortgage subsidies facilitate access to homeownership for low-income households by reducing financial barriers and making loans more affordable. This gives more people access to the security and stability of home ownership.
2. Stimulating the housing market: Subsidies for housing loans can stimulate housing market activity by increasing demand for housing. This can have a positive impact on the construction industry, related services and even employment in the sector.
3. Positive impact on the economy: When the housing market is dynamic, it contributes to the overall economic growth of a country. Subsidies on housing loans can therefore play a key role in stimulating economic activity and job creation.

## Disadvantages and challenges to consider:

1. Risk of overheating of the housing market: Subsidies on housing loans may stimulate increased demand for housing, which could lead to higher house prices. It is important to put in place regulatory mechanisms to prevent the market from overheating, which could lead to a housing bubble and long-term negative consequences.
2. Impact on public finances: Subsidies on real estate loans represent a financial cost for the State. It is crucial to assess the fiscal viability of such a program, ensuring that sufficient resources are available and that subsidies do not compromise the stability of public finances.
3. Potential social inequalities: Subsidies for housing loans may mainly benefit low-income households, which may create inequalities between different segments of the population. It is important to ensure that the program is designed in a fair and inclusive way to ensure equal opportunities for all.

Mortgage subsidies in France have proved effective in facilitating access to homeownership for many households. However, Luxembourg needs to take into account the specificities of its housing market and carefully weigh up the pros and cons before following the French example. A judicious implementation of subsidies for housing loans could create a real opportunity for individuals and families to become homeowners, while ensuring financial stability and sustainable economic growth. The final decision will depend on Luxembourg's objectives, priorities and financial capacity to support such an ambitious program.

Should Luxembourg follow France? Mortgage loans: getting started! 

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**Investing intelligently: Buying land that can't be built on**

At first glance, buying land that can't be built on may seem like a strange idea. In fact, the possibility of building on this type of land is nil. However, this investment may turn out to be more advantageous than expected. More affordable than buying conventional land, undeveloped land offers some interesting opportunities that we'll explore in this article. You'll discover why this purchase could fit into your property plans.

## Definition of an unbuildable parcel of land
Land is defined as "non-buildable" when all forms of development are prohibited. This means that the construction of a building, house, mobile home or even a simple shed is prohibited.

A plot of land is classified as non-buildable for a number of reasons:
1. The site is considered unsafe for any form of construction (e.g. natural hazards).
2. Essential amenities for a decent life are not available (such as access roads, drinking water, sewerage, etc.).
3. The land is located in a natural area protected to preserve biodiversity, fauna and flora.

Despite these restrictions, these plots are available for sale. Their affordable cost and the variety of possible uses attract many buyers.

## How to optimize the use of land that cannot be built on
It's forbidden to build on non-buildable land, but that doesn't mean you can't make the most of its potential. Here are three ways to make the most of your purchase.

### Change the land classification
In Luxembourg, if you've bought land that can't be built on, you can request a study from the College of Burgomasters and Aldermen to change the status of the land. If a change to the general development plan is possible, this may allow the land to be built on.

This can significantly increase the value of the land. It is important to note, however, that success is not guaranteed and rejection of the application may mean that your plans need to be redirected.

### Creating a recreational area
Land that cannot be built on can be used as a private recreation area. You can put up a tent for camping, a picnic table for barbecues with friends, and so on. These plots can offer lakes, woods and other natural areas for those who like to relax in nature. You can create a large vegetable garden, plant fruit trees or even go horse riding.

### Buying and reselling land that cannot be built on
As a property investor, buying and reselling land that is not suitable for building may be another option. These plots of land can increase in value as the market fluctuates, even without any development or servicing work.

Land that cannot be built on can be resold as building land after obtaining a change of classification, thereby generating a significant capital gain. However, even without this change, a resale can bring you a modest profit to add to your property portfolio.

In conclusion, buying land that cannot be built on can be an attractive investment opportunity, despite the apparent restrictions. It offers a wide range of possibilities, from reclassification as building land, the creation of a private leisure area, to resale at a profit. It's a project that's affordable and accessible to a wide range of investor profiles.

The keys to understanding before investing in unbuildable land !

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Dear Readers,
The real estate business is known to be an extremely dynamic and complex environment that involves a multitude of processes that need to be managed and executed effectively. This article will provide you with a detailed look at the most time-consuming business processes for a real estate agent and provide you with specific advice on how to make them more efficient.

## Part 1: Property acquisition
One of the most time-consuming tasks of a real estate agent is the acquisition of properties. This process involves searching for and identifying suitable properties for sale or rent. It involves not only finding properties, but also recording and evaluating the condition of the properties, negotiating with owners, and drafting purchase or lease agreements. This task requires extensive market knowledge, analytical thinking and excellent communication skills.

To make the acquisition process more efficient, the use of technology such as real estate databases, networks and automated search tools can be enormously helpful. These tools can help identify suitable properties more quickly while providing the ability to gather and analyze extensive information about them.

## Part 2: Marketing and advertising
Creating ads, photographing properties, organizing home inspections, and marketing properties online are essential aspects of the real estate business. These tasks require not only a significant investment of time, but also an in-depth understanding of marketing strategies and channels.

The key to increasing efficiency in this area lies in the automation and digitization of processes. This includes using software solutions to create and publish ads, using drones for real estate photography, and leveraging social media platforms and SEO strategies to maximize online visibility.

## Part 3: Managing property viewings.
Scheduling and managing property viewings is another time-consuming task for real estate agents. Often, multiple viewings must be coordinated in a single day, creating logistical challenges.

Using online booking systems and virtual tours can make this process much more efficient. Online booking systems allow potential clients to book and manage viewings on their own, while virtual tours allow them to view properties from the comfort of their own home. 

## Part 4: Negotiations and contract management
Negotiating purchase or rental prices and handling contracts can often lead to lengthy processes. This is especially true when legal complications arise. To speed up this process, it can be helpful to draw on expertise and support from lawyers and notaries.

## Part 5: Customer service and support
Another time-consuming area of the real estate business is customer service and support. This includes responding to customer inquiries, advising customers on finding the right property, and resolving any disputes that may arise. Customer relationship management (CRM) software can help structure customer service and make it more efficient.

## Part 6: Administrative tasks
Last but not least, administrative tasks should not be overlooked. These include accounting, invoicing, monitoring compliance requirements and general office work. Here, too, the use of software solutions and the automation of processes can help to reduce effort and avoid errors.

While the day-to-day life of a real estate agent inevitably involves a number of time-consuming tasks, there are numerous strategies and tools that can help make these processes more efficient. By implementing these strategies, real estate agents can increase their productivity while improving the service they provide to their clients.

It has been my pleasure to explain this topic for you and I hope you have gained many useful insights. Please feel free to leave your questions or suggestions in the comments.

**Warm regards,**

**Rudolphe ABEN**

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